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In order to make sure you’re treated fairly against your Creditors and you don’t get a short end of the stick, it’s always a good practice to see Credit 720 Counselor, we will always work in your best interest. Approaching a Trustee office directly in most cases may work against you. A Trustee will always represents your Creditors interest 1st and even though their role is to stay neutral in the negotiation process, they always end up collecting more money from you for the creditors in dividend. The more they collect, the more fees they are entitled to charge you for themselves from your proposal offer for e.g. imagine “Would you approach a Tax Collection Officer directly or consult to seek advice from a reputed and qualified Tax Consultant or an Accountant who works to protect your self-interest and guides you thoroughly prior to filing your returns at a Tax office”.